Terms of Use

Effective Date: April 26, 2025

Welcome to the website of Silver Lining Insurance ("we," "our," "us"). By using this website, you agree to these Terms of Use.

1. Website Use

You may use this site only for lawful purposes related to seeking information about our insurance services.

2. Intellectual Property

All website content is the property of Silver Lining Insurance and is protected by copyright law. You may not copy, reproduce, or distribute any materials without our written consent.

3. No Professional Advice

Information on this website is for general informational purposes only and is not intended as professional insurance, financial, or legal advice.

4. Limitation of Liability

We are not responsible for any errors or omissions on this site or for any damages resulting from your use of it.

5. Third-Party Links

We may link to external websites. We are not responsible for their content or privacy practices.

6. Changes to Terms

We reserve the right to change these Terms of Use at any time. Changes are effective immediately upon posting.

7. Governing Law

These Terms shall be governed by the laws of the State of Georgia.

8. Contact

If you have questions about these Terms, please contact: Silver Lining Insurance

3675 Crestwood Pkwy NW Suite

robert@sargeantinsurance.com

(818) 561-2600

GLBA Privacy Notice

Effective Date: April 26,2025

This notice explains how Silver Lining Insurance handles your personal information under the Gramm-Leach-Bliley Act (GLBA).

Information We Collect

We collect personal information such as:

Name, address, email, and phone number
Insurance application information
Transaction history with us
Information from consumer reporting agencies

Information We Share

We do not share your information with non-affiliated third parties except as necessary to provide you with insurance services or as required by law.

Your Rights

You have the right to:

Request to see the personal information we maintain about you
Correct inaccurate information
Limit sharing with non-affiliates for marketing purposes (note: we do not share for marketing)

Our Commitment

We restrict access to your information to licensed staff who need it to provide services. We maintain physical, electronic, and procedural safeguards to protect your data.

Cookie Policy

Effective Date: April 26.2025

Silver Lining Insurance uses cookies and similar technologies to enhance your browsing experience.

What Are Cookies?

Cookies are small data files stored on your device that help us:

Understand how you use our site
Remember your preferences
Improve functionality

Types of Cookies We Use

Essential Cookies: Necessary for website functionality.
Analytics Cookies: Help us understand site traffic and usage.
Preference Cookies: Remember your settings.

Managing Cookies

You can set your browser to refuse all or some cookies or alert you when cookies are being sent. However, disabling cookies may affect the website's functionality.

Accessibility Statement

Silver Lining Insurance is committed to making our website accessible to everyone, including individuals with disabilities.

We strive to follow best practices and guidelines, including the Web Content Accessibility Guidelines (WCAG) 2.1.

If you experience any difficulty accessing any part of our website, please contact us at [Insert Contact Email or Phone], and we will work with you to provide the information you need.

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